Underwriting Appetite Alignment Tool

Purpose

The purpose of Underwriting Appetite Alignment Tool is to evaluate bound insurance policies against stated underwriting appetite, using GenAI to explain deviations and identify improvement opportunities.

Primary users

Primary user is not specified. The provided use case relates to underwriting appetite review within insurance, and the agent is associated with the AQS team/BU.

Where it fits (process/stage/trigger)

This agent fits into the underwriting review process when bound policy data needs to be compared with risk appetite statements and underwriting rules to assess alignment.

Key capabilities / workflow

The agent analyzes bound policy data, checks alignment with stated underwriting appetite, explains deviations using GenAI, and highlights improvement opportunities where they are identified.

Inputs

Inputs are not specified. The provided datasets are bound policy data, risk appetite statements, and underwriting rules.

Outputs / Deliverables

Outputs are not specified. The described deliverables include explanations of deviations between bound policies and underwriting appetite, as well as improvement opportunities.

Value

The agent helps support underwriting appetite alignment by making deviations easier to identify and explain, enabling clearer review of bound policies against stated underwriting expectations.