Tenor Ouput Agent

Purpose

Tenor Ouput Agent is designed to locate key dates in loan documentation, including Stated Maturity Date, Effective Date, Closing Date, Credit Agreement Date, and Dated as of Date, and calculate the corresponding loan tenor.

Primary users

The primary users are internal Sia employees working with CIB-related commercial banking and GenAI use cases who need structured loan information extracted from PDF documentation.

Where it fits (process/stage/trigger)

This agent fits at the document analysis stage of downstream loan analysis, after loan documentation is available in PDF form and before structured loan data is used for further review or analysis.

Key capabilities / workflow

The agent analyzes PDF loan documentation, identifies and extracts specified key dates, checks whether the extracted dates can support tenor calculation, calculates the loan tenor, and generates a structured machine-readable summary for downstream use.

Inputs

Typical inputs include loan documentation in PDF form, with possible supporting datasets such as historical loan documents including credit agreements, schedules, and amendments, manually verified extraction outputs for benchmarking, and curated test sets representing diverse loan structures.

Outputs / Deliverables

The output is a structured, machine-readable summary of key loan terms, commitments, roles, dates, benchmarks, and borrower details that serves as the foundational dataset for downstream loan analysis.

Value

The agent helps transform unstructured loan documentation into reusable structured data, supporting faster access to key loan dates and terms and enabling downstream loan analysis based on a machine-readable foundation.