"Alert Scorer "

Purpose

Alert Scorer identifies FINRA Regulatory Notice 19-18 red flags from structured alert data and assigns a priority classification to support AML compliance review.

Primary users

Alert Scorer is designed for external client AML compliance analysts working in financial services environments.

Where it fits (process/stage/trigger)

Alert Scorer fits after Alert Extractor has produced structured JSON containing extracted customer, transaction, securities, and system flag data, and before analysts use the scored output to focus their investigation.

Key capabilities / workflow

Alert Scorer reviews structured alert JSON, searches the FINRA Regulatory Notice 19-18 knowledge base through RAG, identifies applicable red flag indicators across the provided FINRA categories, classifies priority level and investigation scope, evaluates confidence, and generates a structured scoring output with reasoning tied to specific FINRA 19-18 items.

Inputs

The input is structured JSON output from Alert Extractor, including extracted customer, transaction, securities, and system flag data, together with reference access to the FINRA Regulatory Notice 19-18 knowledge base containing verbatim red flag indicators across Categories I, II, III, IV, and VI.

Outputs / Deliverables

The output is JSON containing a red_flags_identified array with FINRA category and item references, a red_flag_summary, classification details including priority_level, investigation_scope, and confidence, auto_escalation flags, key_concerns, reasoning citing specific FINRA 19-18 items, recommended focus areas, and regulatory_notes covering SAR threshold, continuing activity, and immediate notification.

Value

Alert Scorer helps AML compliance analysts prioritize alerts and focus investigations by connecting extracted alert information to specific FINRA 19-18 red flag indicators and producing consistent, structured reasoning for review.